The lowdown on down payment grants

The program has income and geographic limitations. Unless the property is in a low-income tract, the borrowers’ income cannot exceed, 100% of the county area median income (AMI). In order to expend.

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California down payment assistance programs and grants are the most confusing and least understood part of the home buying process, even for many lenders! A recent study found that 70% of first time home buyers (and current home owners) in California are not aware that millions of dollars in down payment assistance or closing cost assistance.

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